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All your Financial needs under one roof top.

We hope to become your partner in laying a strong foundation for your businesses and helping it grow to its full potential.

Business Loans Bole Toh Sirf KFS Finance

We give you access to capital in a completely online quick process with minimum documents and no collateral needed.

KFS Finance’s online business loan is the ideal loan for a new business as a source of capital for all your business needs. The business loan interest rate is attractive and affordable to ensure you do not have to cut down on essential expenses of your business. Through extensive market research, the instant business loan process is tailored to ensure that it is at par with being the best business loan in India.

Apply for an instant business loan from KFS Finance today and watch your business soar to new heights of success!

BASIC PLAN (Loan Application Consultancy Charges)

1000 for 90 days Validity

Loan Application will be done in Two Banks/NBFC & Pvt Finance.
The Above Price includes Cibil Score & OD verification for One Time
100% Registration Fees is Non-Refundable.

Disclaimer!! All the Fees for the Plans mentioned above are purely includes Loan Applicant Consultancy Charges plus Application Charges which is 100% Non-Refundable.
Anybody who agrees to deal with KFS Consultancy and bear the above financial consultancy Charges is eligible for further Loan Processing.
Proper receipt will be issued with applicant sign prior to loan/finance processing so Applicants are requested to give final decision with consent only.

CIBIL Score for Personal Loan

A personal loan is an unsecured loan and the borrower does not have to provide collateral for it. As there is no security involved, banks are at high risk when approving the loan application.

Your CIBIL score acts as evaluating criteria that the bank uses to judge your worthiness.

In case an applicant fails to repay the loan, he is penalised heavily and his CIBIL score takes a deep plunge making him almost ineligible for credit products in the future. This also acts as a deterrent for borrowers and they try their best to repay the loan on time.

CIBIL score of 760 and above is considered very good for loan approval. However, it is worth mentioning that Bank/NBFC rarely specifies the exact CIBIL score range for loan approvals. This is largely because each application is different and the approval depends on a lot of other factors as well.

As the risk is more in case of Bank/NBFC personal loans, the bank/nbfc prefers applicants with a higher CIBIL score. If you have a CIBIL score of more than 800, you stand a very good chance of quick loan approval provided other factors are fulfilled.

In case your CIBIL score is low and is deteriorating continuously, it means that you have not managed your finances well and can be a risky proposition for the bank. Your creditworthiness, in such cases, would be very low and there are chances that you might default on the loan. Bank/NBFC would not want to sanction your loan application if it is of the opinion that you may not be able to repay the loan. It would, therefore, either reject your application or offer you the loan at high-interest rates.

Note:

Dear Applicant,

There are many agencies or platforms that aim to dupe you for money using our name. It is important you remain vigilant and cautious while interacting with people who present themselves as employees of the Kalinga Facility Services. KFS does not authorise any person/agency to issue any finance related offers or benefits on its behalf. KFS will never ask for money or any kind of benefit from applicants for an loan/finance offers/training or ask you to pay for an IT asset with UPI/Account Payment or Cash Payment other than the Payment listed Above. We would never send an email correspondence relating to employment from any non-kfs domain names such as Gmail, Hotmail, etc.

Check the spelling of domain name carefully, fraudsters may insert a small change to the kfs’s domain name, to dupe you such as kfs, kfsodisha, etc.

In case you come across any fraudulent correspondence related to job openings or offers at KFS, please email us at: hiring.vigilance@kfsindia.in

Any person dealing with any unauthorized agency/individual or portal would be doing so at their own risk. Kalinga Facility Services would not be liable for any loss or damage arising out of such an interaction.

All the best in your Finance search.

Payment Notice !!

All Registrations, Package Payment or Any Advance for Consultancy Services to be made through the following Payment Link through Online only. Any cash deposit, account payment or UPI Payment done other than the Link provided in this official website will be considered Null and Void and not be entertained.

UPI ID : sambhupradhan143@ybl

So, you can connect with us at anytime by using our contact functions for your next project. Our experienced KFS experts’ team will be happy to discuss your project, answer any questions you may have, and provide you with a free quote for your project.

We are one of the popular Facility Services agencies in Odisha that provide all
your needs under one roof! Let’s start a conversation today!